Privacy Policy

Privacy Statement

Calico Marina collect and handle your personal information in accordance with our Privacy Policy. If you provide us with your details, we may contact you about our property listings, promotions, and related products and services. We may utilise your personal information within Calico Marina and share it with our authorised representatives and service providers who assist us in achieving the purposes for which we collected your data. Some of our service providers may have servers located in countries such as the USA, Europe, the Philippines, and Japan, and you consent to these international disclosures. If we do not have your information, we might be unable to offer you certain services, and you could miss out on valuable updates from us. We do not collect sensitive information unless you provide it to us voluntarily. You have the right to access the personal information we hold about you and request corrections. For more details on your rights and to find contact information for inquiries or complaints, please refer to our Privacy Policy below.

Privacy Policy

1. Introduction

Calico Marina respect the importance of protecting your privacy. We comply with our obligations under the Privacy Act 1998 (Cth) (Privacy Act), including the Australian Privacy Principles (APPs) as well as the Privacy (Credit Reporting) Code 2014 (CR Code).

This Privacy Policy explains how we handle your personal information and how you can contact us if you want to access or correct any personal information that we hold about you. Personal information is information about you, or which identifies you, like your name, contact details, and our records about you. It includes sensitive information about you, such as your health information. This Privacy Policy is subject to change and any revised Privacy Policy will take effect when it is published on our website

2. Our functions and activities

We collect, hold, use and disclose your personal information so that we can perform our functions and activities and provide best possible service. Our collection, use and disclosure of your personal information will depend on our relationship with you, the circumstances of collection and the type of products and service you request from us. We may collect, hold, use and disclose your personal information for the following purposes:

• to interact with you, to maintain our business records, and otherwise to run our business;
• to provide and administer our products and services, including market properties for vendors and landlords, facilitate transactions for sales and leasing, assess and originate your application for finance or mortgage insurance and manage that finance, verify your identity, conduct credit checks and process payments if applicable;
• to respond to your submissions and enquiries about our products and services and property listings;
• for recruitment, employment and contracting purposes;
• to distribute our newsletters and other communications either alone or with the assistance of service providers on information about us, our property listings and our related products and services;
• to provide you with information about services that may be of interest to you;
• for any purpose required or permitted by law;
• for any purpose disclosed to you and to which you have consented;
• for any purpose that you would otherwise reasonably expect.
• to quote and arrange an insurance quote through our insurance partner Cover Guard Insurance Pty Ltd (ABN 94 637 331 241).

3. Information we collect

Personal information is any information about you, from which you can be identified. We may collect your name, mailing or street address, email address, telephone number, facsimile number, age or birth date, profession, occupation or job title and any additional information relating to you that you provide to us directly through our websites or indirectly through use of our websites or online presence, through our representatives or otherwise and information you provide to us through our service centre, customer surveys or visits by our representatives from time to time.

Personal information we collect about you may also include credit-related personal information. Credit-related information is information used and disclosed to assess your creditworthiness, assess your application for finance and manage that finance. The types of credit-related personal information that we collect about you may include your credit liability information, repayment history information, the type and amount of finance you are applying for, court proceedings, insolvency actions and credit worthiness.

We generally do not collect sensitive information about you, unless you provide it to us voluntarily. For example, when you interact with one of our agents or brokers, you may provide sensitive information such as racial or ethnic origin, sexual orientation, health information, religious or philosophical beliefs or political opinion and membership or affiliation information. You consent to us collecting sensitive information which you provide to us voluntarily. If we need to collect any sensitive information for a specific purpose, we will ask for your consent. If you provide us sensitive information, we will treat it as personal information and handle it in accordance with this Privacy Policy.

4. How we collect information

Where we can, we will collect information directly from you. We collect personal information when you:

• engage with us through our websites or social media platforms;
• request our products and services, or seek information about them, including sales and leasing options;
• contact us with inquiries regarding our listed properties or our products and services, whether online, by phone, or in person;
• share your preferences when making inquiries or using our products and services;
• subscribe to receive updates, publications, or newsletters from us;
• attend property inspections or visit our offices;
• interact with us in other ways or share your personal information with us.

As well as collecting information directly from you, there may be occasions when we may collect information about you from other people or organisations. We may combine this information with information we already have about you to help us understand trends, attributes, behaviour and preferences. Where we receive information about you indirectly from service providers, we require that the service provider has collected and disclosed that information in accordance with the Privacy Act.

5. Cookies and other analytics tools: how we use them

Calico Marina may use cookies and online behavioural tracking tools to collect, store and monitor visitor traffic information and actions on our website. When you visit our website, we may send a “cookie” to your computer—a small file with a unique ID number that allows our websites to “remember you” when you return. We also use cookies to analyse traffic patterns, identify popular areas of our website and measure overall transaction trends. This information helps us understand user habits so we can enhance our online products and services. Our cookies do not collect personal information. If you prefer not to receive cookies, you can adjust your browser settings to block them.

6. Disclosure of personal information

Calico Marina may disclose your personal information and credit-related information within the Calico Marina including to our officers, employees, agents, brokers and contractors. We may disclose your personal information and credit-related information as part of our functions and activities, including:

• to the other parties in any real estate transaction including developers, vendors, landlords, purchasers and tenants, and their authorised representative;
• to provide products and services to you and to send communications requested by you;
• to regulatory bodies, government agencies, and law enforcement authorities in any jurisdiction;
• to conduct business processing functions including providing personal information to our related bodies corporate and their real estate agents, employees, contractors, service providers or other third parties;
• to your authorised representatives, including lawyers, mortgage brokers, accountants, and financial advisors;
• to Cover Guard Insurance Pty Ltd (ABN 94 637 331 241), which may provide you with an insurance quote;
• to Highland Financial Services Pty Ltd (ABN 26 168 940 869) for financial purposes;
• when required by law from time to time.

Some of the service providers we disclose your personal information to may have servers located overseas in various countries, including USA, Europe, Japan and Philippines.

7. Direct Marketing

Calico Marina may, from time to time, send direct marketing communications to you about us and our products and services, our property listings and other material that we consider you would find interesting or useful. If you do not wish to receive such direct marketing communications, you can always opt out. If you are receiving email communications from us, there will be a mechanism to opt out contained in each of those emails. To stop receiving other communications from us, you can contact us via any of the channels listed below.

If you choose to opt out of all direct marketing communications, please note that Calico Marina may still contact you for other reasonable purposes, including information that Calico Marina is legally required to send, notifications of changes to Calico Marina products and services or policies and information regarding the use, rights, benefits or obligations of customers of our products and services.

8. How we hold information and keep it secure

Calico Marina takes the security of your personal information seriously and we implement a range of technical, administrative, personnel and physical measures to safeguard your personal information against loss, interference and unauthorised access, modification and disclosure and misuse. However, as our website is connected to the internet (which is inherently insecure), we cannot guarantee the security of any information you transmit to us online. We also cannot assure you that your information will not be intercepted during transmission. Any personal or other information you send to us online is done at your own risk.

9. Access and correction of information about you

You have the right under Privacy Act to request copies of the personal information we hold about you, as well as to request corrections. If you would like to access or correct your information, please contact us using the details provided below. We strive to ensure that the personal information we maintain is accurate, up-to-date, and complete. If you believe your information is inaccurate, outdated, incomplete, irrelevant, or misleading, we encourage you to reach out to us using the contact details below to request a correction. We are not required to correct your personal information if we do not believe it needs to be amended, and we may refuse such requests. If we do refuse, we will provide you with a written notice outlining the reasons for our decision.

10. Our contact details

If you require any further information or have any questions about this Privacy Policy or if you wish to access or correct your personal information or make a complaint about our handling of that information, please contact the Calico Privacy Officer as follows:

Compliance@highlandproperty.com.au

The Privacy Officer
Calico Marina
2 Tonkin Street
Cronulla NSW 2230

Last updated | November 2024